Pre-Approved Credit Card. No Thank You!

I can't remember how many times I have received an offer from a bank via mail. They all inform me that I am pre-approved for their credit card. They are all bundled up with perks that you can use. Some offer points you can redeem for a short haul flight. Others are cash backs and VIP treatments to some establishhments. The only problem is the annual payments that you have to make. It kind of negate the benefit if you are not a big spender. For that reason, I am out! Just what the venture capitalists would say in Dragon's Den if they do not like the business idea being presented.