Personal Home Insurance

There is a new requirement being implemented by Landlords here in Toronto, They are requiring you to get a personal home insurance before they endorse the keys. The insurance will cover the contents of your apartment against theft, fire, water damages and other calamities. I guess they are just worried they might be sued if tenants lose their valuables in fires. It is an additional expense to shell out however, it can make you feel that your valuables are covered when unexpected things happen.


I immediately searched the internet for companies that charge cheap. I canvassed from 4 and got the best quote from TD Insurance which is CAD 180.00. They all have the same coverage when I phoned them but their quote varied. Some quoted over $300.

Now I have submitted a proof of insurance to the building superintendent and I will be able to get the keys this coming Friday.

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Getting My Own Apartment - At Last

After a year in Canada I finally decided to get an apartment. There were several factors that made me decide. Number one, living near where you work seems a very good idea. A 30-45 minutes commute is so easy compared to 1 to 1.5 hours by bus and subway. Number two, having a place by ourselves (me, my wife and kids) takes away the possibility for my kids to break things that are not ours. Hahaha! And last but not the least, So that we could experience if we really can live better here compared to my country of origin the Philippines.

My friend Tita Beth called me up to tell me the good news. She said, she spoke to the administrator of the apartments and apparently my application got approved. Since it is April fools day, the administrator may just be kidding LOL. But I am positive that it got approved alright. Just wanted to wait for his call for final confirmation.

I am set to move in on May 1 of this year, but can actually move in a week before that date. So excited already. The only problem is how to fill up the apartment with furnitures and appliances. Maybe I could scout for cheap items first and postpone buying expensive stuff until we have our own house.

I am so happy that I got that apartment. A lot of people said that it is cheap for CAD 943.50 per month. It is a 2 bedroom apartment that includes Hydro(Electricity), Heating and water. Below is the floor plan and the outside view of the apartment.



For more details on the apartment please visit the following link:

7 rochefort Drive